95 years old now in 2023 - what year born?

Today, 23 September 2023 if a person is 95 years old now, what year was he born? See below:

If 95 years old, year of birth is:
1927 or 1928*

*It depends on whether he was born before or after 1 January 1928.

If now 95 years and his year of birth 1927 if he was born after 23 September 1927 until 31 december 1927 inclusively, and his year of birth is 1928 if he was born from 1 January 1928 to 23 September 1928.

Other examples:

If now 7 years, year of birth 2015 or 2016
If now 12 years, year of birth 2010 or 2011
If now 20 years, year of birth 2002 or 2003
If now 69 years, year of birth 1953 or 1954

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